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Our mission is to educate our clients and personalize the home buying experience.

Welcome to the informational web site courtesy of Janice Monaco and Frank Wheeler of O’Neal and Associates. This site is packed with information to help you feel better prepared for every step of the home-buying process.

It’s fun to look at homes for sale, in person or online. And with so many great resources out there, many buyers today DO find their dream home on the internet. But that’s just step one!

As experienced buyers know, the real work begins after you find the perfect home—and it’s where our knowledge and persistence make the biggest difference for you. We’re passionate about keeping you happy throughout the buying process – continually earning your business by helping you avoid unpleasant surprises, potential problems and costly mistakes. Read what clients are saying.

Three big pluses are in your favor:

  1. As Buyer Representatives we have YOU, the home buyer, as our first priority – read more about how a buyers’ agent helps you.
  2. Buyer Representatives are not paid by buyers! In 99.9% of sales, Buyer Representatives are paid by the seller. Read more about how this works.
  3. You get a two-agent team working on your behalf – so you get twice the agent power, twice the knowledge, and twice the service! Review testimonials.

When you’re ready to get serious about looking for a home (or if you’ve already fallen in love with one), call Janice & Frank. From purchase agreement, to residential lenders, to final closing and every step in between, you’ll love how our two-agent approach makes a world of difference to your happy home-buying experience.

We’ve created this site to help buyers (and sellers) get the best start possible

  • Review what every home buyer needs to know before they start looking
  • Discover the advantages of having a Buyer Representative
  • Cautions in dual agent representation
  • Get set to sell your home for the best return
  • Watching out for FSBO pitfalls
  • Is it your time to invest in real estate? Take our quiz